How

1. Use Scalapay for purchases up to € xxx
2. Choose Scalapay at checkout
3. Create an account in minutes. Scalapay accepts all major credit, debit and prepaid cards of the VISA, MASTERCARD and AMERICAN EXPRESS circuits.
4. At the time of purchase, the first installment will be charged to your card. The next 2 installments will be charged to you on a monthly basis.

• First installment: at the time of purchase
• Second installment: 1 month from the day of purchase
• Third and last installment: 2 months from the day of purchase.

Scalapay will inform you a few days before the expiry of each installment via SMS and email.

1. In the event of a return, the payment plan will be canceled and you will be refunded the amount relating to the installments already paid

Conditions

1. You must be of age
2. If the automatic payment of the installment is not successful, you will have 24 hours to complete the payment directly from your Scalapay account
3. If this does not happen, Scalapay will apply fees for late payment as explained below:

• Payment made by the due date = no additional cost!
• Payment made with more than 1 day delay = up to 6 euros of additional costs
• Payment made over 1 week late = additional 6 euros (in addition to the first commission, up to a maximum of 12 euros for each payment)

The total cost of commissions cannot exceed 15% of the loan value (second and third installments).